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Author: Subject: What does retirement mean to you?

Maximum Peach





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  posted on 1/27/2007 at 10:42 AM
I started this thread from another thread titled "I hate working for a living." Although many can relate to that topic, I thought I'd try to get this a bit more serious to see what folks either anticipate for retirment or some thoughts from folks that are already retired on what they do to stay busy.

This whole idea stemmed from the following posts from that other thread and I apologize to Pete for cutting and pasting his post:

quote:
--------------------------------------------------------------------------- -----
I havn't worked since a bad back injury in 1992. Not working is not fun. Thank God I found this message board. Many boring daytime hours when everyone else is at work. Everyone always seems to think that not working would be great, but it gets old real quick. I suppose if you were physically able to go out and do anything you want to do and had the money to it wouldn't be so bad. If you can't do any activities you like it is hell being home all the time. Many of my activities before I got hurt were athletic such as softball, flag football, and bowling. I was really starting to get the golf fever also. All that was gone after the injury. I have gained a lot of weight and am very limited in the kind of exercize I can do. I also have a fixed income that barely gets me by in NY. I really have to scratch to be able to go to shows. That has become my main interest now. I'm not totally complaining because through the years of surgery and doctor's appointments I have met many that were worse off than me. Just remember that old saying. The grass isn't always greener on the other side.

Peace

Pete

[Edited on 1/26/2007 by sixty8]

[Edited on 1/26/2007 by sixty8]
--------------------------------------------------------------------------- -----



Hey Pete, sorry to hear all that but thank you for giving us that point of view...which I have been contemplating a little heavier lately.

I joke almost non stop about "retiring early" but what does that really mean to some folks?

I work with some guys that have announced their retirement, they both are around 60. One of them is quite nervous and unsure what is coming next. I think he isn't comfortable being 60 in the first place, but not really sure what that next phase is...by the way he enjoys his job and is actually good at it still. The other guy has been "retired on duty" for the last 6 or 7 years anyhow and will be perfectly happy sitting watching the tube all day every day.

That doesn't sound very fun to me and would probably accelerate my decline into total alcoholism.

No, my vague idea is way more activity...but as you point out...what if you have ailments that don't make that possible...which I hate to admit I have...sore knees, terrible neck and shoulder pain, tendinitis, carpal tunnel like symptoms...much of which is from my job...bad keyboard posture, improper mouse usage etc. I know, I know..wah, wah, not looking for sympathy just pointing out...as you did...that some of this may prevent that ideal retirement, which brings me back to ... just what is retirement anyhow.

Most would agree that it means leaving whatever you are doing for a living right now and doing something else...it's that something else that is the holy grail for me.

I really envy those that have a huge hobby that they love like woodworking, or gardening or whatever that they can see doing "fulltime." I unfortunately don't really have anything like that.

So that's my quest...find that next thing...it may be a conglomeration of things...volunteer work somewhere, pestering my kids and whatever their lives become, travel if finances allow, go on tour following a band to shows around the country, following NASCAR around the country...who knows. Those things take huge amounts of money, then you have to ask yourself, is that how I'll spend my kids inheritance?

When you get right down to making that decision to retire, it can be scary if you don't really know what the next phase is or will be.

Hang in there Pete and you're right, this website does provide alot of enjoyment.

So...folks what makes a successful retirement?

 
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A Peach Supreme



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  posted on 1/27/2007 at 11:05 AM
its means your old and you get to sleep
 

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  posted on 1/27/2007 at 11:19 AM
it means you don't die before you retire.
 

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  posted on 1/27/2007 at 11:53 AM
IT MEANS I GO SOUTH FOR THE WINTER..GET TO RIDE MY HARLEY EVERYDAY, GO TO THE BEACH, GO TO ANY CONCERT I WANT, BECAUSE I DON'T HAVE TO GET UP IN THE MORNING. AND JUST DO WHATEVER THE F*** I WANT...... ITS GREAT

 

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  posted on 1/27/2007 at 11:58 AM
I've seen both sides to retirement. My dad was a hard working man his entire life. And he played hard too. hehehe But once retirement came, he didn't know what to do. He'd been working since his dad died when he was 8 years old. So.....he just sat there. Day after day. Depression set in. I tried hard to get him to do things, but he just didn't want to.

Then I know people who have retired and they travel all the time. Seems like they're having a blast! So...there ya go. My point is: stay busy! Just because you retire doesn't mean you stop doing things. Find something to do!

 

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  posted on 1/27/2007 at 12:04 PM
Probably arthritis, a manual can opener, and cans of dog
food if I don't start getting my s**t together pretty soon.

 

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  posted on 1/27/2007 at 12:05 PM
This is an interesting subject. I have a good friend (we're both 50 now) who talks about retiring as soon as he can. He's shooting for mid-50's. I want just the oposite: I love working and get a lot of satisfaction from it. I want to keep doing something productive as long as I can.

Both myself and my buddy can pass many hours without getting much done. I joke that I have an MD - Master of Distraction. I can easily loose a day without doing anything productive. But I like that work keeps me focused on being productive and shooting for new goals. I want to believe that I'll have the drive to find other things to focus that energy on in retirement, but I'm equally worried that I'll just find things to distract me and waste the days.

Anway, I've come to think that moving into retirement may be the most daunting of all of life's major "transitions". So many questions all at once. Can I do this financially, where and how can I live, physical limitations due to health, finding something productive to do - all very major things. I want to postpone that as long as I can.

 

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  posted on 1/27/2007 at 12:14 PM
I could've retired 2 years ago but decided to stay on a while longer....I have 13 year old twin boys....and an 18 year old who thinks he's 13. My pension is decent but the prospect of 3 boys in school becomes expensive, as does the fact I live in my present house 15 years and STILL owe 29 years mortgage, (too many shows).

Retirement is a very hard decision to make, and everyone is in a different situation in their own lives. I do agree with greggswoman though to keep movin' or they'll throw dirt on ya.

 

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  posted on 1/27/2007 at 12:15 PM
Heres my perspective on retirement. First off my Dad worked his whole life, uaually 2-3 jobs as we were growing up, retired and died 6 weeks later.

That taught me a lesson about life, living it and not taking things for granted. I "retired"from my job after 33 years on the job. But being to young to sit and rot and entering into the next phase of my life, being remarried and starting a new family, I find work to be something I like and look forward to.
Most of my time now is spent with the kids, getting them going and then going and working part time.

Althought I have a great relationship with my older children, my job was my prioroty and I missed a lot of their growing up. This time it is different (and more tiring )
But I have a good life and I di not regret the choices I made along the way.

Some day I'll stop but not for awhile.

 

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  posted on 1/27/2007 at 12:55 PM
my dad in law was retired around age 40 due to a mini stroke. laid off. It was not incapacitating, he can walk and talk, not read too good. After a readjustment period of a couple of years, he totally got into camping, hiking, fishing, hunting. He was fortunate to be able to include the kids and spend plenty of time with them. He had a blue collar job, had a small retirement pension and lived very modestly. So his leisure activities were also modest. His 'camp' was and still is a 50 year old trailer on a river. He's in his 70s now, still in fair shape, still goes to camp every summer. The interesting thing is that his 4 kids (2 retired in their 50's - the other 2 planning to get done before 60. I think his satisfaction influenced them. All into the same activities. The key to early retirement for these folk is living in a modestly priced location, with modestly priced homes and affordable vehicles. No massive mortgages or car payments. Its different strokes for different folks - some need to live in the workaday world but for us, nothing better than spending time with the extended family.

 

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  posted on 1/27/2007 at 01:17 PM
classic "Dignity vs. Despair" posts.

we need, as a society, to help enrich the lives of the elderly that have no one and are in dire need of feeling needed or wanted, even if it's small talk with a neighbor. It's very rewarding.

 

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  posted on 1/27/2007 at 01:19 PM
I can retire this July but have not decided yet.
I have a couple of job offers but nither have
mentioned money yet. That's what its all about anyway. I just do not want to leave
my present job and work another 5 day a week job.
I might as well stay at my present job which is
24 on 72 off.


[Edited on 1/27/2007 by hastings]

 

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  posted on 1/27/2007 at 01:30 PM
I am planning to retire early.... I have seen too many guys who worked all their lives and died after 2-3 years of retirement or even 6 months short of retirement. The latter happened to a guy (59) at work right around the holidays.

As for activities, I would like to think I will find a couple of "just for fun " musicians like myself who want to get together have a few drinks and play music a few times a week. I'd like to do some kind of work but on a part time basis and not have a long commute. Some travelling would be fun and I've got lots of music to listen to, a few guitars and basses, books to read, a comfy house and a special someone to love. The last thing being the greatest key to happiness in my book.

Have fun whatever you do.



 

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  posted on 1/27/2007 at 02:01 PM
I plan to retire at 55...2 years from now. I don't hate my job, but I want to experience the freedom to set my own schedule and work for myself...not the man. I plan get a small RV and catch blues festivals wherever I can.

 

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  posted on 1/27/2007 at 02:10 PM
I'll work until I die.

Can't afford anything else.

 

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  posted on 1/27/2007 at 02:24 PM
quote:
classic "Dignity vs. Despair" posts.

we need, as a society, to help enrich the lives of the elderly that have no one and are in dire need of feeling needed or wanted, even if it's small talk with a neighbor. It's very rewarding.


Yes, Mark. I agree. Dad really enjoyed having someone over to visit. But all of his co-workers were busy working themselves and pretty much forgot about him. It saddened him deeply. Other than me he didn't see too many people. As he grew older, and was in need of home health, he actually enjoyed those visits because he had someone to talk to. I volunteer in a nursing home as an entertainer. Once a month a group of us go and play music for the patients there. We play mostly old country tunes, some jazz, and Western Swing. We play the songs that were popular when they were young. So it's like a Saturday night at the local dancehall for them. And they enjoy it greatly. I encourage everyone to do some sort of volunteer activity for the elderly. You just would be amazed how much of a difference it makes.

 

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  posted on 1/27/2007 at 03:34 PM
I like retirement. The money is good. I have time to do what I want. I keep myself busy woodworking, and my new hobby, computer/internet junky. (The wife and kids want to do an intervention)
I took an early retirement due to a back, and carpel tunnel injury. I had the CT surgery five or six years ago, but its back, along with compressed ulnar nerves. It limits what activities I can do. But I roll with the punches.
Sometimes you just have to take what life dishes out. Sure, it sucks that I can't do some of the things I love, like playing guitar, fishing, hunting, hiking, snowmobiling, four wheeling, lifting weights, cutting wood, etc. without the risk of more damage.
I realize that it could be much worse, and I consider myself lucky. Many people with back injuries have to work for a living.
So . . . No complaints here.

 





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  posted on 1/27/2007 at 04:03 PM
Semi-Retired..
With Internet Commerce, I don't think I will retire completely. I work in the film industy, and only need 300 hrs every 6 months to keep my benifits going to I am 59,I am 52, so I will be doing this basically part time till then. I I love the biz, but the hrs are brutal. Want to know what going to happen on Soprano's this year?!!! LOL..
So I pick and choose my jobs, and only work about 5 months a year total.
Being Italian, I am lazy by nature, so this works well for me.
I have one movie ready to go into production soon, nothing to big..but it is MINE!
I still travel the country looking for guitar collections, but thats not really work, but it brings in a nice piece of change. First String Guitars sells all over the world, and Japan pays top dollar for vintage gear.
My wife and I (wife really) is one of the largest and best antique dealers in the world. We have front page in the magazine, and a 12 page website. We do 3 nat'l shows a yr, and that is enough for me.
I am taking Luthier courses now, have a stockpile of exoctic woods, and hopfully build a couple of guitars down the road. I am still in good shape, still take and judge Martial Arts , play baseball with guys half my age. Considering the generation I came from, and crowd I ran with I'm lucky to be alive.

 

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  posted on 1/27/2007 at 04:24 PM
What it means to me? Moving to a very rural place that is cheap to live, or possible another country if things keep on going the way they are going here. I want to start learning some other languages, Spanish, French, Arabic. With those, I could move to most anywhere, Europe or other places, hey you never know.......

 

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  posted on 1/27/2007 at 04:47 PM
quote:
Considering the generation I came from, and crowd I ran with I'm lucky to be alive.


Boy does that hit home....I look at my kids now and, as bad as they are, I remember what I was doing when I was their age, and they are angels, by comparison.

 

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  posted on 1/27/2007 at 05:59 PM
I (with my wife's blessing)basically decided to take retirement in the middle of my life instead of the end.My department was outsourced and I was laid off almost 4 years ago.I was given a VERY good severance and have stayed home with my daughter since.So,when I rejoin the workforce,which it's getting close to time to do,I guess I'll have to work longer in life.

Being with my daughter during these years has been worth the extra years later.And if all works out somehow,retirement will mean CAPE COD.

 

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  posted on 1/27/2007 at 06:20 PM
Wow, this is a topical subject for me!

I took early retirement age 54 from my work in September - the company made me an offer I couldn't refuse and I wasnlt enjoying it any more anyway. I decided not to draw my pension immediately as at least one business contact had indicated they had a job for me and the longer I don't draw my pension, the more it will be. Well, the job offers haven't come in and my savings are running out. I live with my two kids - almost 16 and 18 - who will be going to university which is expensive and am currently going through a divorce. I need to know how much my wife is going to "take me for" - a share of the house and a chunk of my pension for sure.

I'd like to work part-time for another couple of years. But no stress and no commuting. I have elderly parents who live 400 miles away and I would like to spend time and help them while I can. After that - move house to somewhere I can relax and be happy; learn new skills - painting, musical instruments etc - for fun; run and keep fit without having to squeeze it in around work; enjoy my kids and - hopefully - partner; listen to (instead of looking at!) my large collection of CDs; read the books I've never had time to; travel the world outside of everyone else's vacation time.

That's the plan - sounds good to me! Time will tell, but I can sympathise with a lot of the views expressed above.








[Edited on 1/27/2007 by Shavian]

 

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  posted on 1/27/2007 at 08:36 PM
I was lucky to retire last August about a month before my 53rd birthday. I worked at a Union job for almost 35yrs. We have a " Golden 85 rule " that states if your years of service and age add up to 85 you can retire with full benefits. After calculating all the costs of going to work everyday it was almost cheaper to retire. So far, mostly I'm in the role of house husband as my wife still works.( 35yrs as a labor and delivery nurse which she loves and also pays well and has great benefits) My son ,19, is still at home and demands a huge amount of time to keep on track. Add in all the projects that I've postponed around the house and I'm one busy guy.
When "mrs. pappy" finally does retire hopefully we'll be healthy enough to travel and spoil grandkids when they arrive. I will admit that I do sleep alot more now.

 

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  posted on 1/27/2007 at 08:51 PM
Don, just make sure you get the right memory cards for your camera.

Heh heh.


 

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  posted on 1/27/2007 at 08:52 PM
quote:
I'll work until I die.

Can't afford anything else.


same here.

 
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