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Author: Subject: STOLEN IDENTITY!?!?

Peach Master





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  posted on 8/16/2005 at 04:35 PM
Anyone here ever had their ID stolen? Yep just like the CitiBank commercials. I got a call from the credit card company on Saturday morning and they were wondering if I had attempted to make a couple of purchases of about $1200 and $1700 out of Korea. Guess, what... I hadn't! Everything has gone ok (so far) and the two credit card purchase attempts were denied. The account was shutdown immediately and they said someone made a fraudulent copy of my card. I put a fraud alert on my credit report, but I was wondering if any of you have come across anything similar before and have any other suggestions?

 

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Drew Kleinhans
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Peach Extraordinaire



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  posted on 8/16/2005 at 04:48 PM
Yep. Similar incident happened to me. Lucky for you (and me) it only involved one credit card and it seems to be nipped in the bud. Stolen identity, where they get your S.S.#, Driver Lic. # and other personal info is a whole other story and can be devastating.
 

Peach Master



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  posted on 8/16/2005 at 04:56 PM
quote:
Yep. Similar incident happened to me. Lucky for you (and me) it only involved one credit card and it seems to be nipped in the bud. Stolen identity, where they get your S.S.#, Driver Lic. # and other personal info is a whole other story and can be devastating.


Yes, very good point. People can take years to clear their names from that mess. Let's just hope that person in Korea wasn't trying to buy black market uranium! Only kidding. It was "Food and Convenience" purchases.

 

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Drew Kleinhans

never could do just a little, never could leave it alone



http://squirrelsnbeer.blogspot.com/

 

Peach Master



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  posted on 8/16/2005 at 05:01 PM
just getting a name and credit card number is easier than you think. Sending your card off with the waitress can always end with your number and name being grifted.

full on identity theft is more difficult, but for the seasoned professional, not all that hard...but usually full on identity theft isnt done without the person giving up some info...ala those EBay, Yahoo, etc emails for account numbers and stuff.

 

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Peach Master



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  posted on 8/16/2005 at 05:57 PM
I'm actually very good about computer security but somehow my firewall was shut down about 2 weeks ago for about 5 minutes. I know there are some malicious programs that can do just that, so I'm assuming that's where my problem was but who knows. I use Norton Firewall (along with Windows Firewall) and the program just shut down on me. It told me that I didn't have administrative rights to turn it back on so I knew something was fishy! I unplugged my cable modem line and ended up having to do a system restore. I use SpywareBlaster, SpyBot, Ad-Aware, CounterSpy, and Spy Sweeper. Any other programs that someone could recommend? Freeware is always nice Verisign by Visa is also something I have recently started using. It's free and worth checking into if you do a good bit of internet buying.

 

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Drew Kleinhans

never could do just a little, never could leave it alone



http://squirrelsnbeer.blogspot.com/

 

Zen Peach



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  posted on 8/16/2005 at 06:28 PM
Shred everything that has your name, address, anything that could be used to get your info.

 

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Peach Extraordinaire



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  posted on 8/16/2005 at 06:41 PM
quote:
I'm actually very good about computer security but somehow my firewall was shut down about 2 weeks ago for about 5 minutes. I know there are some malicious programs that can do just that, so I'm assuming that's where my problem was but who knows. I use Norton Firewall (along with Windows Firewall) and the program just shut down on me. It told me that I didn't have administrative rights to turn it back on so I knew something was fishy! I unplugged my cable modem line and ended up having to do a system restore. I use SpywareBlaster, SpyBot, Ad-Aware, CounterSpy, and Spy Sweeper. Any other programs that someone could recommend? Freeware is always nice Verisign by Visa is also something I have recently started using. It's free and worth checking into if you do a good bit of internet buying.


here is my surefire way to remove all spyware from a computer, i do this all freaking day.....

Disable your system restore for the time being till you are cleaned up. you can do this by RIGHT CLICKING "my computer">properties>system restore> and "turn off". you cant turn it back on later.

if you are running Microsoft XP, i completely recommend Microsofts new (FREE) Anti-Spyware tool. its a beta version. you can get it off of www.microsoft.com under "popular downloads". Install it, get the updated definitions, then REBOOT your computer into SAFE MODE (by pushing F8 during startup). Run AD-AWARE in safe mode also. remove all nasties both programs find.

before rebooting again, go to start>run and then type MSCONFIG. disable all start up items. you dont need any of them.

reboot, patch your computer with all the latest mspatches and repeat as needed.

you should also probably edit your registry (START>RUN>REGEDIT)and delete all entries matching the string "RUN" . you dont need them either. be careful in your registry!!!


 

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Peach Extraordinaire



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  posted on 8/16/2005 at 06:44 PM
another trick i use is to set your internet explorer to dump your temp files upon closing the browser. you have to go "file>close" though for it to work.

you can do this by going to Tools>Internet Options>advanced>and checking off "Empty Temporary Internet Files Folder when Browser is Closed"

remember, you have to go File>Close for that to work though

 

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Peach Head



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  posted on 8/16/2005 at 07:25 PM
Even a cancelled check can cause alot of damage in the wrong hands. The account and routing numbers at the bottom can be very easily put on a fake check with a p.c. payroll program. Fake I.D. to go with it......

 

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  posted on 8/16/2005 at 08:50 PM
My identity wasn't stolen, but someone hacked into my PayPal account and tried to screw me out of $7000 on my credit card. Luckily, I caught on as it was happening, alerted PayPal and my credit card company, and it was resolved quickly and painlessly.

 

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Peach Master



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  posted on 8/17/2005 at 02:01 PM
Thanks Linnie! Just out of curiosity, why does safe mode ensure proper removal? Also, I primarily use Mozilla, but I did select the IE option to empty upon closing just in case. Also, I use CounterSpy which is of course a subscription (fee) based remover/protector. When I downloaded that this past Spring, my MS Anti-Spyware quit working. Well it worked, but it failed to connect to the internet to download updates. The user interface is extremely similar in both and I'm wondering if they use the same "search and destroy" technology of sorts. If so, is this possibly why the MS didn't continue to work?

 

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Drew Kleinhans

never could do just a little, never could leave it alone



http://squirrelsnbeer.blogspot.com/

 

Peach Extraordinaire



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  posted on 8/17/2005 at 02:04 PM
well, MS has a built in 'time out' option in AntiSpyware Beta. i suggest re-downloading it.

quote:
why does safe mode ensure proper removal


safe mode only uses the bare minimum of drivers and programs to run. running both MS AntiSpyware Beta and Ad-Aware in safe mode insures that the programs it is looking for are not in use at the time. (when you run the programs in Normal mode, some spyware may be loaded into memory and will cause a system crash if you attempt to remove them)

hope that makes sense.

 

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Universal Peach



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  posted on 8/17/2005 at 04:09 PM
I got nailed when I bought tickets to the ABB Huntsville show. Apparently someone involved in ticket sales there passed my credit card info almost immediately.
 
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Peach Master



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  posted on 8/17/2005 at 04:50 PM
Yep that helps, thanks! I'll re-download MS Anti-spyware again but my beta version hadn't timed out at the point of the CounterSpy download, so who knows. It certainly won't hurt anything.

 

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Drew Kleinhans

never could do just a little, never could leave it alone



http://squirrelsnbeer.blogspot.com/

 

Zen Peach



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  posted on 8/17/2005 at 05:01 PM
quote:
another trick i use is to set your internet explorer to dump your temp files upon closing the browser. you have to go "file>close" though for it to work.

you can do this by going to Tools>Internet Options>advanced>and checking off "Empty Temporary Internet Files Folder when Browser is Closed"

remember, you have to go File>Close for that to work though




Also go to Tools internet history delete history, and reset the number of days it saves anything to 0 or 1, and then hit okay to have the history of the sites you visited disappear. Hey you never know if the suits come by when you aren't home and snoop.

 

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Extreme Peach



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  posted on 8/17/2005 at 05:32 PM
Happened to me also. Someone got hold of my debit card info, name and address and cell# and used it to attempt to open an account with an online phone co. Luckily, the co. and I noticed it right away. There was actually a charge made against my bank account, which was reversed. I keep a constant watch on all cc balances and my bank account. All those accounts of course were closed and reopened with new #s. I also got a paper shredder and use it for anything with any info of mine on it. I also get a fraudulent "phishing" email from a bank or paypal every so often looking for updated info, etc. I always forward them to the "real" company's fraud dept. Like fraud@paypal.com and i contact them via phone to make sure nothing is up. I have never even used paypal.
People are such low-lifes. Just go out and get a decent honest job.

 

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Extreme Peach



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  posted on 8/17/2005 at 05:34 PM
Yep, just happened to me, someone charged a couple thousand dollars to my check card, but the bank did catch it before me... Pretty weird.
 

A Peach Supreme



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  posted on 8/17/2005 at 05:47 PM
The same thing happend to me a about six months ago. I got my monthy statement and noticed all these charges for computer software. I called the bank first thing and they took care of everything, well except when it came time to fill out a bunch of paper work.

 

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